What License Do I Need to Sell Final Expense Insurance

You need a life insurance license to sell final expense insurance.

If you’re thinking about becoming a final expense insurance agent, you may be wondering what type of license you need. The answer depends on the state in which you’ll be selling insurance. In most states, you’ll need to have a life insurance license in order to sell final expense policies.

However, there are a few states where you can sell final expense insurance without a life insurance license. The best way to find out what type of license you need is to contact your state’s department of insurance. They will be able to tell you what requirements must be met in order to sell final expense insurance in your state.

Once you have the necessary licensing in place, you’ll be able to start selling policies and helping people protect their loved ones after they’re gone.

Final Expense Agent Salary

As a final expense agent, you can expect to earn a competitive salary. Your exact earnings will depend on your experience, the company you work for, and the sales volume you are able to generate. However, with a little hard work and dedication, you can easily earn a six-figure income as a final expense agent.

The average final expense agent earns between $50,000 and $100,000 per year. The top earners in the industry make well over $100,000 per year. To be successful in this career, it is important to have strong sales skills and be able to build rapport with potential customers quickly.

Additionally, it is helpful to have some knowledge about the insurance industry and how final expense policies work.

How Much Can You Make Selling Final Expense Insurance?

When it comes to selling final expense insurance, the sky is the limit in terms of how much you can make. This type of insurance policy is designed to cover the costs associated with end-of-life expenses, such as funeral and burial costs. As such, they can be quite costly – which means that there is a lot of potential for commissions when selling them.

Of course, how much you ultimately make will depend on a number of factors, including the size of the policy and the company you are working with. However, if you are able to sell just a few policies each month, you could easily bring in several thousand dollars in commissions.

Is Selling Final Expense Insurance Hard?

No, selling final expense insurance is not hard. In fact, it can be quite easy if you know what you’re doing and put in the work. The first step is to find your target market.

Who are the people most likely to need this type of insurance? Once you’ve identified your target market, you need to reach out to them and let them know about your product. This can be done through a variety of channels, such as cold-calling, door-to-door sales, or even online marketing.

Once you’ve reached out to potential customers and told them about your product, it’s time to close the sale. This is where your skills as a salesman will come into play. You’ll need to overcome any objections that the customer may have and convince them that buying from you is the best decision they can make.

If you follow these steps and put in the work, then selling final expense insurance shouldn’t be hard at all.

What is Required to Sell Insurance in Indiana?

In order to sell insurance in the state of Indiana, one must first obtain a license from the Indiana Department of Insurance. The requirements for licensure include passing an examination and completing a pre-licensing course. Once licensed, insurance agents must adhere to continuing education requirements in order to maintain their license.

What is Required to Sell Insurance in Arizona?

To sell insurance in Arizona, you must have a license from the Arizona Department of Insurance (ADOI). You must be at least 18 years old and have completed an ADOI-approved prelicensing course. You must also pass the state insurance exam.

What Licenses Do Insurance Agents Need To Sell Annuities?


In order to sell final expense insurance, you will need to obtain a life and health insurance license in your state. This license will allow you to sell any type of life or health insurance products, including final expense policies. The process for obtaining a license varies from state to state, but generally includes passing an insurance exam and completing a licensing course.

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